Before you review the "examples" of Contractors Insurance Rates, please keep in mind that Contractor General Liability Insurance policies and insurers are NOT ALL THE SAME and the five (5) items below will help differentiate between a "Good Rate for You" or "Good Deal for the Insurer."

1.  An ISO General Liability Insurance Policy is the "Standard and Usual" of the industry and is a frequent requirement under common contracts.

2.  Products and Completed Operations is the Most Important Coverage Part for most contractors and "Limited Period Coverage" will restrict that coverage.

3.  An insurer's ability to pay claims can be evaluated by the track record of "Financial Strength" it has been assigned by reputable rating agencies.
 
4.  Unrated insurers may aggressively promote their rated reinsurance but the important factor is if you will be provided a "Cut-Through Endorsement."

5.  Your decision of Insurer and Coverage's may have a "Long Term Effect" on your coverage choices and insurance premiums in the future. 

Important links are provided at the bottom of the page to provide you with insight about markets, coverage's and exposures - please use them.